1.Saving Deposit
Term |
Rate of Interest |
Any |
3.50 % for General Deposit |
2.Current Account
Term |
Rate of Interest |
Nil |
Nil |
3.Laxmi Deposit
It is a Term Deposit Scheme
Interest Compounded Quarterly
0.5% Extra for Senior Citizen
Term |
Rate of Interest |
15 To 45 Days |
4.50% |
46 To 90 Days |
5.00% |
91 To 180 Days |
5.25% |
181 Days To 1 Year |
5.75% |
1 Year To 399 Days |
7.00 % |
400 days |
7.30 % |
401 days to less than 3 years |
7.00% |
3 years & above |
6.50% |
4.Daily Deposit Schemes
0.25 % Extra for Co-operation
Term |
Rate of Interest |
Upto 1 Year |
Nil |
1 Year To 2 Year |
2.00% |
2 Year To 3 Year |
2.50% |
3 Year To 5 Year |
3.00% |
Above 5 Year |
3.50% |
5.Recurring Deposit
Term |
Rate of Interest |
Above 12 Month |
6.50% |